Custom Financing Solutions

Community Association Loans, HOA
Loans and Community Lending

Loans & Financing Solutions

Homeowners Association (HOA) and Community Association Loans

Our experienced HOA lenders can help you complete your project affordably.

Take advantage of:

custom financing with competitive rates
flexible payment terms
expert nationwide HOA lending experience

Resources for the needs of communities

Almost all properties require some sort of financing at one time or another. Whether it’s for managing cash flow, purchasing real estate and equipment, maintenance expenses or some other need, our Regional Account Executives can offer loans for almost every situation.

Find the financing solution that's right for you -- with no brokerage fees

	Quick Term Loan	Traditional Term Loan	Revolving Line of Credit
Rate	4.70-4.90%	Rate will be quoted	WSJ Prime +1% (5% floor)
Average Approval Time**	2-5 days	10-12 days	2-5 days
Term	5, 7, 10 years	Varies from 5 to 15 years	Demand Note
Minimum Loan Amount	None	$100,000	$25,000
Maximum Loan Amount	$2,000,000	No Maximum	$250,000
Minimum # of Units	25	25	25
Prepayment Penalty*	0%	0%	0%
Suggested Uses (but not limited to)	Capital expenditures for roofs, siding, paving, emergency replacement of boilers, chillers or other repairs or enhancements to the common property	Larger planned infrastructure repairs, maintenance or enhancements to the common property	Working capital needs, minor purchases, short term insurance premium financing, vendor payments to obtain early pay discounts
Application Fee	$500	Fee May Apply	None
Origination Fee	None	Origination fee may apply	1% origination fee; $250 annual renewal fee
Doc Fees	Fees May Apply	Documentation fee varies based on loan size	Fees May Apply

* If prepayment is made by the borrower
** Assumes loan package is complete and no additional information is needed
*** Specific conditions must be met

Looking for an HOA Loan?

Contact your Regional Account Executive at 866-211-1956

LOAN REQUEST